I woke up late this morning, turned on my computer and was very shocked and saddened to hear about the shuttle disaster. It will be interesting to hear how this happened and why. They were so close to landing too. A very, very sad day for the seven astronauts, their families, friends and loved ones.

Is the US following Japan's lead, Lower prices a boon to consumers, but causing headaches for retailers .

"Deflation -- a sustained decline in prices in goods and services -- is a vicious cycle. A sluggish economy forces businesses to reduce prices, which prompts consumers to delay their spending because they believe even better bargains are ahead."

I also read somewhere earlier this week, that the dollar for the first time in years was worth less than a dollar. How that is possible, I don't know. I'll try to find the article and post it.

There are For Rent signs all over San Francisco. I heard some media financial gurus interviewed on the radio on Tueday, The Dolans, and they said that they expect the market to go even lower. The Dolans said there are two many people still in the market, with dwindling stock portfolios, and at some point they will panic and take their money out to prevent any more losses. The Dolans warned that if you're still in the market, you would need to stay in for at least 9 years to make your money back. The Dolans themselves got completely out of the stock market two months ago.

My IRA is safely in money markets, but my smaller 401(k) at work is in stocks. I'd like to pull the money out of my 401(k) as well, but I think I may have missed my window of opportunity. I should have pulled out when the market was at 9,000. I would have lost money anyway, since I started putting money in my 401(k) during the summer of 2000. So much for the theory of dollar cost averaging I spaced this one out. The amount always looked okay to me, because my company was matching my amounts. SPACE CADET!!!

I doubt I will be working at my current company in 9 years, and I need to research if I can leave my money in fund if I leave the company. My 401(k) is at Fidelity, and I would love to keep my money there. I think the market may tick up at the end of February, and if it does, I might get out and take the loss. When the market does go lower, I'll go back into stocks and get some major bargains.

This is the Superbowl theory of the stock market. If the AFC wins the superbowl, the market goes down. If the NFC wins, the markets go up. Since NFC team Tampa Bay won, let's hope the theory holds, at least until I can move my money to money markets.

A scary article, Drug-resistant staph infections breaks out among L.A. County gays. The radio news is reporting today that this staph infection can now also been in gay men in San Francisco. What is going on, and why does it seem to only be attacking gay men?

I love this song. It's so airy, fairy, so bubblegummy, but every time I hear the lyrics it makes me smile.

Breathe In by Frou Frou

I read you and God I'm good at it I'm so spot on
Chord shapes in air go press that dissonance if you dare
And you breathing in finesse an innocent
From her partying

And I'm high enough from all the waiting
To ride a wave on your inhaling
And I'm high enough from all the waiting
To ride a wave on your inhaling
'Cause I love you no?
Can't help but love, you know...

What part of no don't you understand I've told you before
To just get off my case this isn't happening stop this now
And I where was I? I have to be somewhere
Now where did I put it?

And I'm high enough from all the waiting
To ride a wave on your inhaling
And I'm high enough from all the waiting
To ride a wave on your inhaling
'Cause I love you no?
Can't help but love you, no...

Is this it is this it is this it?

Yes hello we're back and we're taking calls
Now what was the question?

And I'm high enough from all the waiting
To ride a wave on your inhaling
And I'm high enough from all the waiting
To ride a wave on your inhaling
'Cause I love you no?
Can't help but love you, no...